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A joyful family moment.

Understanding the Cost of Fertility Care

The path to parenthood has enough challenges. Knowing your costs and payment options shouldn’t be one of them.

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Sage Reproductive Center accepts most major insurance plans and we are continually expanding our relationships

Anthem Blue Cross
Cigna
Progyny
Win Fertility NFC Logo
Oscar logo
Blue cross blue shield logo
Healthlink logo
Kindbody logo
Aetna
United Healthcare

Our Patient Advocate Team Verifies Your Benefits

Our patient advocate team will verify your health insurance coverage and then meet with you (telehealth or in person) to explain your coverage, what you may owe, and how to finance treatment at every stage of your care.


Ahead of your first appointment, we will gather any relevant medical records so we can move your care forward faster. Once you have completed your first consultation, your care team will guide you through your journey.

An expecting couple

Flexible Ways to Pay for Treatment

Because your treatment plan is designed for you, your costs will reflect your specific goals, treatments, and insurance benefits. Below are typical price ranges:

Services

Costs

New Patient Consult

$300

Intrauterine Insemination “IUI”

$1,600-$2,000

IVF Embryo Creation

$11,000-$14,500

Frozen Embryo Transfer

$4,000 - $4,500

Egg Freezing

$6,500 - $7,500

*Prices do not include medications, anesthesia, cryostorage, and preimplantation genetic testing (PGT)

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Building your family shouldn't mean stretching your budget. We are here to help you find a plan that works.

We believe fertility care should be within reach and that payments should fit your timeline. That’s why we partner with financing companies that will help you find a loan option that works for you.

PatientFi

PatientFi helps make fertility treatment more manageable with flexible monthly payment plans.


They provide a simple online application and personalized financing options designed to fit your budget.

 

  • Financing up to $60,000
  • Zero-interest plans available*
  • Rates as low as 6.99% APR*
  • Flexible terms up to 84 months

 

Checking your options uses a soft credit check and does not impact your credit score.

Sunfish

Sunfish helps you navigate the financial side of fertility treatment.


  • IVF Success Program
  • Flat fee pricing with unlimited transfers
  • Flexible payment options, including 0% APR for the first 6 months
  • Refund guarantees for qualified patients
  • Lowest price match guarantee on medications
  • Personalized support throughout your journey

Capex NFC Logo

CapexMD offers our patients customized loan programs with highly competitive rates that include a variety of loan types. This easy loan process makes the experience of fertility financing relatively stress-free.


  • Easy & secure online application
  • Personal attention & concierge service
  • Highly competitive interest rates
  • Quick & easy approvals
  • Family members or friends can apply
  • Loans from $3,000 up to $50,000
  • Terms from 6 to 60 months
  • Highest levels of confidentiality
  • No membership fees, no annual fees, and no prepayment penalties. Apply online and receive your pre-approval within 24 hours

Future Family Logo

In less than five minutes, Future Family helps you understand what you may qualify for, then connects you with Fertility Financing Specialists and RN Care Coaches who can help you plan around treatment costs, medication expenses, and navigating next steps throughout your fertility journey.

  • Understand what you qualify for in a couple minutes, with no credit impact and no commitment.
  • 1:1 support from fertility financing specialists and RN care coaches
  • RN care coach support for navigation, injection questions, after-hours guidance, support groups, and more
  • Only pay for what you use, with payments aligned to your treatment start
  • Combine eligible costs across treatment, medication, lab fees, PGT testing, donor services, and more
  • Starting APR from 5.99%, loan options up to $50,000, and terms from 36 to 60 months
  • Active military and veterans discount program
  • No prepayment penalties

Parenthood, within reach. Let’s discuss your options.

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